Terms & Conditions

"Conditions" means these terms and conditions, together with the Privacy Policy and any additional terms, conditions, notices and disclaimers displayed elsewhere on the Website.

"Website" means the website www.ceito.io and all webpages published under the domain ceito.io regardless of how the Website is accessed by users (including via the Internet, mobile phone or any other device)./

"material" means text, illustrations, graphs, photos, audio, video, any combination of these or other material.

"statistics" means any material representing results, trends or forecasts whether presented in text or graphic form.

"us", "we" or "our" means Ceito Pte. Ltd. (Registration No. 201807660K) trading as Ceito.

General Conditions of Use of Website

These Conditions govern your use of and access to the Website.

We may change all or part of the Conditions at any time. If we do, the new Conditions will be posted on the Website. Your subsequent or continued use of the Website will constitute your acceptance of any changes. If you object to any changes to the Conditions, your only remedy is to immediately discontinue your use of the Website.

These Conditions were last updated in May 2018.

General Disclaimer

Our Website material consists of general content only. We give no warranty as to accuracy, currency, completeness, reliability, fitness and suitability of anything on this Website, nor do we accept any responsibility arising in any way from errors or omissions.

Material on this Website is not a substitute for legal, accounting or other professional advice. The material does not take into account your personal circumstances.

In no way are the owners of, operators of, or contributors to, this Website responsible for the actions, decisions, or other behavior taken or not taken by you in reliance upon any material which may be published on this Website from time to time. This includes but is not limited to legal, taxation and technical material. If you choose to act in reliance on any material published on this Website, you do so at your absolute own risk fully aware of the general nature of the material and the disclaimers noted herein.

You should not make any decision to act or not act without seeking professional advice specific to your personal circumstances.

Statistics

Statistics are published for general information only. By using the Website you agree and acknowledge that cryptocurrencies, such as Bitcoins, are extremely volatile and subject to rapid change in value.

Without limiting the generality of any other provision of these Conditions, we give no warranty as to the accuracy, currency, completeness, reliability, fitness and suitability of any statistics published on our Website.

Any forecasts are estimates only and must not be relied upon. Statistics are current at the time of publication only. They do not take into account any factors which may be subject to changes including but not limited to changes to the economy, currency value, laws of any jurisdiction, security, government, environment or political state of any country, even when such changes were reasonably likely and should have been reasonably foreseen at the time of publication.

Statistics may have been compiled using third party data. Whilst we use reasonable endeavors to verify the accuracy of third party data we do not warrant that the third party data or the resulting statistics are accurate or error free.

Statistics relating to results or trends may rely on third party data to the exclusion of other third party data. This exclusion may be intentional or unintentional. The statistics may be bias or self-serving.

You must undertake your own investigations and due diligence with respect to any material published on the Website. You must not act or omit to act in reliance on any statistics published on our Website.

Access

While we use reasonable endeavours to ensure that the Website is available continuously, we do not make any representations or warranties that your access will be uninterrupted, timely, secure or error free. Access to the Website may be suspended without notice in the case of system failure, maintenance or repair or any reason beyond our control.

We reserve the right to change or discontinue any Website, feature or service (or part thereof) on the Website at any time.

Your use of the Website

You must not:

use the Website in breach of any applicable laws or regulations or for any unlawful purpose;

interfere with, disrupt, or create an undue burden on the Website;

use any robot, spider, or other device or process to retrieve, index, or in any way reproduce, modify or circumvent the navigational structure, security or presentation of the Website;

use the Website with the assistance of any automated scripting tool or software;

frame or mirror any part of the Website without our prior written authorisation;

use code or other devices containing any reference to the Website to direct other persons to any other web page;

except to the extent permitted by law, modify, adapt, sublicense, translate, sell, reverse engineer, decipher, decompile or otherwise disassemble any portion of the Website or cause any other person to do so; or

delete any attributions or legal or proprietary notices on the Website.

Opinions

Any opinions expressed on the Website are the opinions of the author only and are not attributable to us unless expressly stated. Our publication of such opinions is not to be construed as an endorsement or approval by us of those opinions. Whilst reasonable endeavours will be made to ensure published material is not offensive, defamatory, discriminatory or otherwise unlawful, we do not assume any liability whatsoever for the opinions of contributors whose material is published on our Website.

Third party websites and advertising

We may feature or display links and pointers to websites operated by third parties on the Website ("linked websites"). Such linked websites:-

are provided for convenience only and may not remain current or be maintained;

do not form part of the Website and are not under our control.

We are not responsible for the content or privacy practices associated with linked websites, and the linked websites should not be construed as an endorsement, approval or recommendation by us or the owners or operators of those linked websites, or of any information, graphics, materials, products or services referred to or contained on those linked websites, unless we expressly state otherwise. If you link to any such linked websites, you leave the Website entirely at your own risk.

You must not link to the Website from any other website (or otherwise authorise any other person to link from a third party website to the Website) without our prior written consent.

The Website may feature or display third party advertising. By featuring or displaying such advertising, we do not in any way represent that we recommend or endorse the relevant advertiser, its products or services. If you choose to engage with an advertiser, you do so entirely at your own risk. We are not a party to any arrangement agreed between you and the advertiser and we will not be liable to you for any loss suffered by you as a result of your engagement with an advertiser.

You acknowledge that the advertising on our Website may be paid advertising.

If you contact a third party using functionality provided on the Website, including via e-mail, we do not accept any responsibility for any communications or transactions between you and the relevant third party.

Promotions and Activities

From time to time, we may promote, advertise, or sponsor functions, events, offers, competitions or other activities that may be conducted offline and may be conducted by third parties.

You participate in any such activities entirely at your own risk. We do not accept any responsibility in connection with your participation in activities conducted by any third party. These communications and/or activities may be subject to separate terms and conditions, including those relating to the use of your private information. It is your sole responsibility to ensure that you are aware of the applicable terms and conditions before proceeding.

Cross Promotion of Related Businesses

You acknowledge that from time to time we may use the Website to promote, advertise or provide links to our Related Entities or other companies or businesses in which we, or our Related Entities, have an interest or will receive a commission, value, consideration or favour for doing so. It is your sole responsibility to determine whether any promotions, products or services are right for you.

Translations

This Website may contain translations of the English version of content. These translations are provided only as a convenience. The only valid version of this Website is the original untranslated English copy.

Intellectual Property

Except where expressly provided otherwise in the Conditions, you do not have any right, title or interest in or to any proprietary rights relating to the Website or the material.

The Website contains material that is protected by copyright, trade mark and other laws. Except where expressly provided otherwise in the Conditions, you may reproduce and display the material published on the Website for your own personal, non-commercial use only.

Except for the temporary copy held in your computer's cache and a single permanent copy for your personal reference, the material may not otherwise be used, stored, reproduced, published, altered or transmitted in any form or by any means in whole or part without our prior written approval or the written approval of our licensor.

In particular, you may not use any material on the Website to establish, maintain or provide, or assist in establishing, maintaining or providing your own publications, website or other means of distribution.

Nothing displayed on the Website should be construed as granting any right of use in relation to any logo, masthead or trade mark displayed on the Website without the express written consent of the relevant owner.

Copyright Infringement

If you believe your copyright has been infringed, you will need to send to us a copyright infringement notice identifying the material(s) that you believe infringe(s) the copyright, identify each copyright protected work in which you own the rights and which you believe has been infringed, identify how each copyright protected work has been or is being infringed and include your contact information. You will need to sign the notice and send it to us at contact@ceito.io

Liability

If you believe your copyright has been infringed, you will need to send to us a copyright infringement notice identifying the material(s) that you believe infringe(s) the copyright, identify each copyright protected work in which you own the rights and which you believe has been infringed, identify how each copyright protected work has been or is being infringed and include your contact information. You will need to sign the notice and send it to us at contact@ceito.io

You use the Website at your sole risk.

If you believe your copyright has been infringed, you will need to send to us a copyright infringement notice identifying the material(s) that you believe infringe(s) the copyright, identify each copyright protected work in which you own the rights and which you believe has been infringed, identify how each copyright protected work has been or is being infringed and include your contact information. You will need to sign the notice and send it to us at contact@ceito.io

If you believe your copyright has been infringed, you will need to send to us a copyright infringement notice identifying the material(s) that you believe infringe(s) the copyright, identify each copyright protected work in which you own the rights and which you believe has been infringed, identify how each copyright protected work has been or is being infringed and include your contact information. You will need to sign the notice and send it to us at contact@ceito.io

If you believe your copyright has been infringed, you will need to send to us a copyright infringement notice identifying the material(s) that you believe infringe(s) the copyright, identify each copyright protected work in which you own the rights and which you believe has been infringed, identify how each copyright protected work has been or is being infringed and include your contact information. You will need to sign the notice and send it to us at contact@ceito.io

If you believe your copyright has been infringed, you will need to send to us a copyright infringement notice identifying the material(s) that you believe infringe(s) the copyright, identify each copyright protected work in which you own the rights and which you believe has been infringed, identify how each copyright protected work has been or is being infringed and include your contact information. You will need to sign the notice and send it to us at contact@ceito.io

If you believe your copyright has been infringed, you will need to send to us a copyright infringement notice identifying the material(s) that you believe infringe(s) the copyright, identify each copyright protected work in which you own the rights and which you believe has been infringed, identify how each copyright protected work has been or is being infringed and include your contact information. You will need to sign the notice and send it to us at contact@ceito.io

If you believe your copyright has been infringed, you will need to send to us a copyright infringement notice identifying the material(s) that you believe infringe(s) the copyright, identify each copyright protected work in which you own the rights and which you believe has been infringed, identify how each copyright protected work has been or is being infringed and include your contact information. You will need to sign the notice and send it to us at contact@ceito.io

If you believe your copyright has been infringed, you will need to send to us a copyright infringement notice identifying the material(s) that you believe infringe(s) the copyright, identify each copyright protected work in which you own the rights and which you believe has been infringed, identify how each copyright protected work has been or is being infringed and include your contact information. You will need to sign the notice and send it to us at contact@ceito.io

If you believe your copyright has been infringed, you will need to send to us a copyright infringement notice identifying the material(s) that you believe infringe(s) the copyright, identify each copyright protected work in which you own the rights and which you believe has been infringed, identify how each copyright protected work has been or is being infringed and include your contact information. You will need to sign the notice and send it to us at contact@ceito.io

To the extent permitted by law, we exclude all liability whether direct or indirect, which may arise as a result of the use of this Website. We will not be liable for any special damages; indirect damages; incidental damages; consequential damages or lost profits under any circumstances.

If you believe your copyright has been infringed, you will need to send to us a copyright infringement notice identifying the material(s) that you believe infringe(s) the copyright, identify each copyright protected work in which you own the rights and which you believe has been infringed, identify how each copyright protected work has been or is being infringed and include your contact information. You will need to sign the notice and send it to us at contact@ceito.io

To the extent that in a particular circumstance any disclaimer or limitation of liability is prohibited by applicable law, then we will be entitled to the maximum disclaimers or limitations available at law or in equity and in no event will that liability exceed $100 Australian Dollars.

We are the only one responsible to you for the Website. To the extent permitted by law, you waive any right you may otherwise have, to pursue any of the Company's Related Entities (as that term is described in the Corporations Act 2001).

Indemnity

You agree to fully indemnify and hold us harmless against any expenses, costs, loss (including consequential loss) or damage that we may suffer or incur as a result of or in connection with your use of, access to or conduct in connection with the Website, including any breach by you of the Conditions.

No Class Actions

You waive any right to pursue disputes on a class-wide basis, that is to either join a claim with the claim of any other person or entity, or assert a claim in a representative capacity on behalf of anyone else in any lawsuit, arbitration or other proceeding.

Severability

If any provision of the Conditions is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of the Conditions, which shall remain in full force and effect.

No waiver

No waiver of any term of the Conditions shall be deemed a further or continuing waiver of such term or any other term. Any failure to assert any right under the Conditions shall not constitute a waiver of such right.

Affirmation regarding age

By using the Website you affirm that you are 18 years or over or otherwise possess legal parental or guardian consent.

Applicable law

These Conditions shall be construed in accordance with and governed by the laws of Republic of Singapore. You consent to the exclusive jurisdiction of the courts in Singapore to determine any matter or dispute which arises under the Conditions.

Terms of Use - Backers

Last Updated: July 31, 2018

These terms apply to your access to and use of Ceito Dashboard and platform (collectively, "Ceito", "we", or "us") and any services made available through Ceito. By using Ceito, by supplying any information, or by clicking the "Create a new account" button, or by using the services, you accept and agree to be bound and abide by these Terms of Use. Before we accept certain types of information from you, you may be required to acknowledge that you understand how we will use that information. If you do not want to agree to any acknowledgement or these Terms of Use, you must not access Ceito Dashboard ("Dashboard").

Ceito allows you to purchase digital tokens from Initial Token Offerings, Token Generation Events, and similar offerings (collectively, "ITO"s) initiated by third party Project Owners ("Project Owner") who agree to our Services Agreement – Project Owners. Ceito provides a platform for the sale of ITOs but is not responsible for the terms of the ITO, the success of the token sale, the distribution or issuance of tokens, or the underlying business of the Project Owner. The terms of the ITO are determined by the Project Owner, not Ceito. The Dashboard allows users to create an account and upload information necessary to participate in an ITO. Ceito verifies payment and maintains a ledger of all Token buyers and amounts during the ITO, which ledger is presented to the Project Owner during and after the completion of the ITO.

These Terms of Use and any terms expressly incorporated herein ("Terms") apply to your access to and use of the Ceito Dashboard and allow you to establish an account as described in these Terms (collectively, our "Services"). Ceito does not provide users with the ability to trade digital tokens or any forms of legal tender.

Ceito reserves the right to change or modify the terms and conditions contained in these Terms, including but not limited to any policy or guideline of Ceito, at any time and at its sole discretion. We will provide notice of these changes by posting the revised Terms to Ceito and changing the "Last Updated" date at the top of the Terms, or by emailing users at their provided email addresses, or by any other means as determined by Ceito. The decision of which notification chosen will be left to Ceito's sole discretion. Using a particular form of notice in some instances does not obligate us to use the same form in other instances. Any changes or modifications will be effective immediately upon posting the revisions to these Terms of Use or at the instant that Ceito transmits the information to the users (e.g. via email). These changes will apply at that instant to all then current and subsequent uses of Ceito. You waive any right you may have to receive specific notice of such changes or modifications. Your continued use of Ceito acts as acceptance of such changes or modifications. If you do not agree to the Terms in effect when you access or use Ceito, you must stop using Ceito.

Section A: Ceito Dashboard

1. Accessing the Dashboard

By accessing or using Ceito, you represent and warrant that you: (a) are at least 18 years; (b) have not previously been suspended or removed from using our Services; (c) have full power and authority to enter into this agreement and in doing so will not violate any other agreement to which you are a party; and (d) will not use our Services if any applicable laws in your country prohibit you from doing so in accordance with these Terms. Finally, you represent and warrant that you will not be using this site for any illegal activity, including but not limited to money laundering and the financing of terrorism.

2. Anti-Money Laundering Regulations

While Ceito is not responsible for the use of funds or distribution of Tokens, we maintain a Know Your Customer ("KYC") policy to help Project Owners comply with governmental requirements of the jurisdictions in which you reside. Ceito or a third party vendor may identify each prospective purchaser of Tokens by cross-checking user data against governmental watch lists, including but not limited to the Specifically Designated Nationals and Blocked Persons List maintained by OFAC, as well as third-party identity verification and authentication services. If your proposed purchase is flagged through our internal controls, we may require additional proof of identification from you, and we have the right to not permit any purchases until additional and verifiable proof of identity to our satisfaction is received and you have been approved as a prospective purchaser.

You agree to provide us with the information we request for the purposes of identity verification and the detection of money laundering, terrorist financing, fraud, or any other financial crime and permit us to keep a record of such information. You will need to complete certain verification procedures before you are permitted to use our Services and your access to one or more Services, may be altered as a result of information collected on an ongoing basis. The information we request may include certain personal information, including, but not limited to, your name, address, telephone number, e-mail address, date of birth, taxpayer identification number and government identification number. In providing us with this or any other information that may be required, you confirm that the information is accurate and authentic. You agree to keep us updated if any of the information you provide changes.

You authorise us to make the inquiries, whether directly or through third parties, that we consider necessary to verify your identity or protect you and/or us against fraud or other financial crime, and to take action we reasonably deem necessary based on the results of such inquiries. When we carry out these inquiries, you acknowledge and agree that your personal information may be disclosed to credit reference and fraud prevention or financial crime agencies and that these agencies may respond to our inquiries in full. This is an identity check only and should have no adverse effect on your credit rating. Additionally, we may require you to wait some amount of time after completion of a transaction, before permitting you to use further Services and/or before permitting you to engage in transactions beyond certain volume limits. This includes authorizing your wireless operator (Singtel, StarHub, T-M1, or any other branded wireless operator) to use your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status details, if available, solely to allow verification of your identity and to compare information you have provided to us with your wireless operator account profile information for the duration of the business relationship.

3. Registration and Accounts

In order to access and use the Services, you must create an account with Ceito (an "Account"). You agree to: (a) provide accurate, current and complete information when creating the account; (b) maintain and promptly update your Account information to keep it accurate, complete, and current; (c) maintain the security and confidentiality of your login credentials and restrict access to your Account and your computer; (d) promptly notify Ceito if you discover or otherwise suspect any security breaches related to Ceito; and (e) take responsibility for all activities that occur under your Account and accept all risks of unauthorized access.

4. Account Security

We reserve the right to withdraw or amend Dashboard, all or any portion of the functionality provided by Ceito, and any Service or material we provide on Ceito, in our sole discretion without notice. We will not be liable if for any reason all or any portion of Ceito is unavailable at any time or for any period. From time to time, we may restrict access to users to some parts of Ceito, to certain Accounts or the whole of Ceito, including registered users.

You are responsible for:

  • Making all arrangements necessary for you to have access to Ceito.
  • Ensuring that any person who accesses Ceito through your internet connection is aware of these Terms and comply with them.
  • Maintaining and promptly update your Account information.
  • Maintaining the security of your Account by protecting your password and not allowing anyone else to use your Account.
  • All activities that occur through your Account, and you accept all risks of any authorized use or unauthorized access to your Account, to the maximum extent permitted by law.
  • Treating your username, password and multi-factor authentication access credentials as confidential, and you must not disclose them to any other person or entity. You acknowledge that your account is personal to you and agree not to provide any other person with access to Ceito or portions of it using your user name, password, or other security information.
  • Notifying us immediately of any unauthorized access to or use of your user name or password or any other breach of security.
  • Ensuring that you exit from your account at the end of each session. You should not access your account from a public or shared computer to avoid allowing others to view or record your password or other personal information.

We have the right to disable any user name, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms. Ceito may, in its sole discretion, limit the number of Accounts that you may hold, maintain or acquire.

5. Acceptable Use

When accessing or using the Services, you agree that you will not violate any law, contract, intellectual property or other third-party right or commit a tort, and that you are solely responsible for your conduct while using our Services. Without limiting the generality of the foregoing, you agree that you will not:

  • Use our Services in any manner that could interfere with, disrupt, negatively affect or inhibit other users from fully enjoying our Services, or that could damage, disable, overburden or impair the functioning of our Services in any manner;
  • Use our Services to pay for, support or otherwise engage in any illegal gambling activities, fraud, money-laundering, or terrorist activities, or other illegal activities;
  • Use any robot, spider, crawler, scraper or other automated means or interface not provided by us to access our Services or to extract data;
  • Use or attempt to use another user's account without authorization;
  • Attempt to circumvent any content filtering techniques we employ, or attempt to access any service or area of our Services that you are not authorized to access;
  • Develop any third-party applications that interact with our Services without our prior written consent;
  • Provide false, inaccurate, or misleading information; and
  • Encourage or induce any third party to engage in any of the activities prohibited under this Section.

In order to access and use the Services and receive any information as part of the Services, you must have a computer with an internet connection that has a current web browser with cookies enabled and 128-bit encryption. You must also have a valid email address on file with Ceito and have sufficient storage space to retain any information you receive from Ceito.

6. Digital Token Purchases

You acknowledge that all Funds, as defined below, used to purchase Tokens through Ceito are routed directly to the digital wallet or account of the Project Owner of the ITO you are participating in. Ceito keeps a ledger of all Token purchases for the Project Owner and the user, but Ceito does not hold funds or distribute Tokens. The ITO Project Owner, not Ceito, is solely responsible for all business aspects of their token launch.

These rules apply to: (a) all Token purchases completed via Ceito, and (b) any transaction in which you load digital currencies ("Funds") at Ceito's direction to complete a purchase of Tokens.

We may, at any time and in our sole discretion, refuse any purchase of Tokens submitted via the Services, impose limits on the purchase amount permitted via the Services or impose any other conditions or restrictions upon your use of the Services without prior notice.

If you have sent an insufficient amount of Funds at Ceito's direction to complete a purchase of digital tokens via the Services, we may cancel the entire order or may fulfil a partial order using the amount of Funds currently available.

It is your responsibility to determine what, if any, taxes apply to the purchases you complete via the Services, and it is your responsibility to report and remit the correct tax to the appropriate tax authority. You agree that Ceito is not responsible for determining whether taxes apply to your purchases of digital tokens or for collecting, reporting, withholding or remitting any taxes arising from any purchases of digital tokens.

7. Transfer of Funds

In order to complete a purchase of a digital token or the Services, you must send Funds to the relevant Project Owner account or wallet identified by Ceito using one of the approved external accounts identified via the Services. You may be required to verify that you control the external account that you use to send Funds. You may be charged fees by the external account you use to send Funds. Ceito is not responsible for any external account fees or for the management and security of any external account. You are solely responsible for your use of any external account, and you agree to comply with all terms and conditions applicable to any external account. The timing associated with a transfer of Funds for a purchase will depend in part upon the performance of third parties responsible for maintaining the applicable external account, and Ceito makes no guarantee regarding the amount of time it may take to load Funds into your Account.

8. Purchase of Tokens

Ceito does not purchase, sell, or exchange any Tokens on its own behalf. You acknowledge and agree that: (a) Ceito is not acting as your broker, intermediary, agent, or advisor or in any fiduciary capacity, and (b) no communication or information provided to you by Ceito shall be considered or construed as financial or legal advice. Once the Services execute your purchase, a confirmation will be electronically made available via the Services detailing the particulars of the purchase of Tokens. You acknowledge and agree that the failure of the Services to provide such confirmation shall not prejudice or invalidate the terms of such purchase of Token.

In order to complete the receipt of a digital token or the Services, you must provide Ceito and the relevant Project Owner with a wallet addressed identified in the Dashboard using one of the approved external accounts identified via the Services. You may be required to verify that you control the external account that you use to send Funds.

Section B: Additional Legal Terms

1. Electronic Notices

You agree and consent to receive electronically all communications, agreements, documents, receipts, notices and disclosures (collectively, "Communications") that Ceito provides in connection with your Account and/or use of Ceito Services. You agree that any notices, agreements, disclosures or other communications that we send to you electronically will satisfy any legal communication requirements, including, but not limited to, that such communications be in writing. You agree that Ceito may provide these Communications to you by posting them via the Services, by emailing them to you at the email address you provide, and/or by sending an SMS or text message to a mobile phone number that you provide. Your carrier's normal, messaging, data and other rates and fees may apply to any mobile Communications. You should maintain copies of electronic Communications by printing a paper copy or saving an electronic copy. You may also contact us through support email contact@ceito.io to request additional electronic copies of Communications.

You may withdraw your consent to receive electronic Communications by sending a withdrawal notice to support email contact@ceito.io. If you decline or withdraw consent to receive electronic Communications, Ceito may suspend or terminate your use of the Services.

It is your responsibility to keep your email address and/or mobile phone number on file with Ceito up to date so that Ceito can communicate with you electronically. You understand and agree that if Ceito sends you an electronic Communication but you do not receive it because your email address or mobile phone number on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, Ceito will be deemed to have provided the Communication to you. Please note that if you use a spam filter that blocks or re-routes emails from senders not listed in your email address book, you must add Ceito to your email address book so that you will be able to receive the Communications we send to you. You can update your email address, mobile phone number or street address at any time by logging into your Account or by sending such information to support email contact@ceito.io. If your email address or mobile phone number becomes invalid such that electronic Communications sent to you by Ceito are returned, Ceito may deem your account to be inactive, and you may not be able to complete any transaction via our Services until we receive a valid, working email address or mobile phone number from you.

2. Third-Party Content

In using our Services, you may view content provided by third parties, including articles, reviews, comments, insights, analysis and links to web pages of such parties, including but not limited to blogs, forums, communities and social networks. We do not control or approve any Third-Party Content and shall have no responsibility for Third-Party Content, including without limitation material that may be misleading, incomplete, erroneous, offensive, indecent or otherwise objectionable. We are not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings, and you understand that your use of Third-Party Content, and your interactions with third parties that are linked to our Service, is at your own risk.

3. No Offer

Neither these Terms nor any other document or information publicly available on Ceito without going through your Account and the purchase process, constitute an offer or solicitation to sell securities. None of the information or analyses presented are intended to form the basis for any investment decision, and no specific recommendations are intended. Accordingly, these Terms do not constitute investment advice or counsel or solicitation for investment in any security and shall not be construed in that way. These Terms do not constitute or form part of, and should not be construed as, any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities. Ceito expressly disclaims any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from: (i) reliance on any information contained in the platform, (ii) any error, omission or inaccuracy in any such information or (iii) any action resulting therefrom.

4. No Advice

Ceito is not acting and cannot act as an advisor, including as to any financial, legal, investment, insurance and/or tax matters. Any information provided by Ceito is for general information only. You are solely responsible for determining whether any contemplated transaction is appropriate for you.

The information presented on or through Ceito is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to Ceito, or by anyone who may be informed of any of its contents.

Ceito may include content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Company. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

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5. Indemnity

You agree to defend, indemnify and hold harmless Ceito (and each of our current and future officers, directors, members, employees, agents, parent companies, subsidiaries and affiliates) from any claim, demand, action, damage, loss, cost or expense, including without limitation reasonable attorneys' fees, arising out or relating to (a) your use of, or conduct in connection with, our Services; (b) any Feedback you provide; (c) your violation of these Terms; or (d) your violation of any rights of any other person or entity. If you are obligated to indemnify us, we will have the right, in our sole discretion, to control any action or proceeding (at our expense) and determine whether we wish to settle it. You agree to promptly notify us of any third party Claims and cooperate with us in defending such Claims.

6. Discontinuance of Services

We may, in our sole discretion and without liability to you, with or without prior notice and at any time, modify or discontinue, temporarily or permanently, all or any portion of our Services.

7. Feedback

We will own exclusive rights, including all intellectual property rights, to any feedback, suggestions, ideas or other information or materials regarding Ceito or our Services that you provide, whether by email, posting through our Services or otherwise ("Feedback"). Any Feedback you submit is non-confidential and shall become the sole property of Ceito. We will be entitled to the unrestricted use and dissemination of such Feedback for any purpose, commercial or otherwise, without acknowledgment or compensation to you. You waive any rights you may have to the Feedback (including any copyrights or moral rights). Do not send us Feedback if you expect to be paid or want to continue to own or claim rights in the Feedback. We also have the right to disclose your identity to any third party who is claiming that any content posted by you constitutes a violation of their intellectual property rights, or of their right to privacy. We have the right to remove any posting you make on our Ceito if, in our opinion, your post does not comply with the content standards set out in this section.

8. Right to Amend

We have the right to change or add to the terms of this Agreement at any time, and to change, delete, discontinue, or impose conditions on use of the Services by posting such changes on our website or any other website we maintain or own. We may provide you with Notice of any changes through the Dashboard, via email, or through other means. Your use of the Services, API, or Data after we publish any such changes on our website, constitutes your acceptance of the terms of the modified Agreement. You can access a copy of the current terms of this Agreement on our website at any time. You can find out when this Agreement was last changed by checking the "Last Updated" date at the top of the Agreement.

9. Force Majeure

Neither party will be liable for any delays in processing or other non-performance caused by telecommunications, utility, failures, or equipment failures; labour strife, riots, war, or terrorist attacks; non-performance of our vendors or suppliers, fires or acts of nature; or any other event over which the respective party has no reasonable control. However, nothing in this section will affect or excuse your liabilities or your obligation to pay Fees, Fines, Disputes, Refunds, Reversals, or Returns under this Agreement.

10. Your Liability For Third-Party Claims Against Us

Without limiting, and in addition to, any other obligation that you may owe under this Agreement, you are at all times responsible for the acts and omissions of your employees, contractors and agents, to the extent such persons are acting within the scope of their relationship with you.

You agree to defend Ceito, our affiliates, and their respective employees, agents, and service providers (each a "Ceito Entity") against any claim, suit, demand, loss, liability, damage, action, or proceeding (each, a "Claim") brought by a third party against a Ceito Entity, and you agree to fully reimburse the Ceito Entities for any Claims that results from: (i) your breach of any provision of this Agreement or; (ii) negligent or wilful misconduct of your employees, contractors, or agents.

11. No Warranties

WE PROVIDE THE SERVICES AND CEITO IP "AS IS" AND "AS AVAILABLE", WITHOUT ANY EXPRESS, IMPLIED, OR STATUTORY WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, OR ANY OTHER TYPE OF WARRANTY OR GUARANTEE. NO DATA, DOCUMENTATION OR ANY OTHER INFORMATION PROVIDED BY CEITO OR OBTAINED BY YOU FROM OR THROUGH THE SERVICES – WHETHER FROM CEITO OR ANOTHER CEITO ENTITY, AND WHETHER ORAL OR WRITTEN – CREATES OR IMPLIES ANY WARRANTY FROM A CEITO ENTITY TO YOU.

THE CEITO ENTITIES DISCLAIM ANY KNOWLEDGE OF, AND DO NOT GUARANTEE: (a) THE ACCURACY, RELIABILITY, OR CORRECTNESS OF ANY DATA PROVIDED THROUGH THE SERVICES; (b) THAT THE SERVICES WILL MEET YOUR SPECIFIC BUSINESS NEEDS OR REQUIREMENTS; (c) THAT THE SERVICES WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, OR WILL FUNCTION IN AN UNINTERRUPTED MANNER OR BE SECURE; (d) THAT CEITO WILL CORRECT ANY DEFECTS OR ERRORS IN THE SERVICE, API, DOCUMENTATION, OR DATA; OR (e) THAT THE SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL CODE. USE OF DATA YOU ACCESS OR DOWNLOAD THROUGH THE SERVICES IS DONE AT YOUR OWN RISK – YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY, LOSS OF DATA, OR ANY OTHER LOSS THAT RESULTS FROM SUCH ACCESS OR DOWNLOAD. YOU UNDERSTAND THAT THE CEITO ENTITIES MAKE NO GUARANTEES TO YOU REGARDING TRANSACTION PROCESSING TIMES OR PAYOUT SCHEDULES.

NOTHING IN THIS AGREEMENT OPERATES TO EXCLUDE, RESTRICT OR MODIFY THE APPLICATION OF ANY IMPLIED CONDITION, WARRANTY OR GUARANTEE, OR THE EXERCISE OF ANY RIGHT OR REMEDY, OR THE IMPOSITION OF ANY LIABILITY UNDER LAW WHERE TO DO SO WOULD: (A) CONTRAVENE THAT LAW; OR (B) CAUSE ANY TERM OF THIS AGREEMENT TO BE VOID.

12. Limitation of Liability

Under no circumstances will any Ceito Entity be responsible or liable to you for any indirect, punitive, incidental, special, consequential, or exemplary damages resulting from your use or inability to use the Services or for the unavailability of the Services, for lost profits, personal injury, or property damage, or for any other damages arising out of, in connection with, or relating to this Agreement or your use of the Services, even if such damages are foreseeable, and whether or not you or the Ceito Entities have been advised of the possibility of such damages. The Ceito Entities are not liable, and deny responsibility for, any damages, harm, or losses to you arising from or relating to hacking, tampering, or other unauthorized access or use of the Services, your Ceito Account, or Data, or your failure to use or implement anti-fraud measures, Security Controls, or any other data security measure. The Ceito Entities further deny responsibility for all liability and damages to you or others caused by (a) your access or use of the Services inconsistent with the Documentation; (b) any unauthorized access of servers, infrastructure, or Data used in connection with the Services; (c) interruptions to or cessation of the Services; (d) any bugs, viruses, or other harmful code that may be transmitted to or through the Services; (e) any errors, inaccuracies, omissions, or losses in or to any Data provided to us; (f) third-party content provided by you; or (g) the defamatory, offensive, or illegal conduct of others.

You agree to limit any additional liability not disclaimed or denied by the Ceito Entities under this Agreement to your direct and documented damages; and you further agree that under no circumstances will any such liability exceed in the aggregate the amount of Fees paid by you to Ceito during the three-month period immediately preceding the event that gave rise to your claim for damages.

These limitations on our liability to you will apply regardless of the legal theory on which your claim is based, including contract, tort (including negligence), strict liability, or any other theory or basis.

We provide the Services from facilities in the Republic of Singapore. We do not claim, and we cannot guarantee that Services we provide from the Republic of Singapore are or will be appropriate or available for any other location or jurisdiction, comply with the Laws of any other location or jurisdiction, or comply with Laws governing export, import, or foreign use.

13. Responding to Legal Process

Ceito may respond to and comply with any writ of attachment, lien, levy, subpoena, warrant, or other legal order ("Legal Process") that we believe to be valid. We may subject to the terms of our Privacy Policy, any Data as required under such Legal Process, even if you are receiving Data on behalf of other parties. Where permitted by Law, we will make reasonable efforts to provide you Notice of such Legal Process by sending a copy to the email address we have on file for you. Ceito is not responsible for any losses, whether direct or indirect, that you may incur as a result of our response or compliance with a Legal Process.

14. Dispute Resolution; Agreement to Arbitrate

a. Binding Arbitration: Any dispute, controversy or claim arising out of or relating to this contract, including the formation, interpretation, breach or termination thereof, including whether the claims asserted are arbitrable, will be referred to and finally determined by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the SIAC for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of one arbitrator. Unless the parties agree upon an arbitrator, either party may request a nomination from the Chairman of the SIAC. The place of the arbitration will be Singapore. The language to be used in the arbitral proceedings will be English. Judgment upon the award rendered by the arbitrator may be entered by any court having jurisdiction thereof.

This Agreement and the rights of the parties hereunder shall be governed and construed in accordance with the laws of Singapore, exclusive of conflict or choice of law rules. Nothing in this section will preclude the parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction.

b. Service of Process: Each party hereby irrevocably and unconditionally consents to service of process through personal service at their corporate headquarters or, registered address. Nothing in this Agreement will affect the right of any party to serve process in any other manner permitted by Law.

c. Class Waiver: To the fullest extent permitted by Law, each of the parties agrees that any dispute arising out of or in connection with this Agreement, whether in arbitration or in court, will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim or dispute proceeds in court rather than through arbitration, each party knowingly and irrevocably waives any right to trial by jury in any action, proceeding or counterclaim arising out of or relating to this Agreement or any of the transactions contemplated between the parties.

d. Provision of an Award: Subject to the limitations of liability identified in this Agreement, the appointed arbitrators may award monetary damages and any other remedies allowed by Law. In making a determination, the arbitrator will not have the authority to modify any term or provision of this Agreement. The arbitrator will deliver a reasoned written decision with respect to the dispute (the "Award") to each party, who will promptly act in accordance with the Award. Any Award (including interim or final remedies) may be confirmed in or enforced by any court having jurisdiction over either party or its assets. The decision of the arbitrator will be final and binding on the parties, and will not be subject to appeal or review.

e. Fees: Each party will advance one-half of the fees and expenses of the arbitrators, the costs of the attendance of the arbitration reporter at the arbitration hearing, and the costs of the arbitration facility. In any arbitration arising out of or related to this Agreement, the arbitrators will award to the prevailing party, if any, the costs and attorneys' fees reasonably incurred by the prevailing party in connection with those aspects of its claims or defences on which it prevails, and any opposing awards of costs and legal fees awards will be offset.

f. Confidentiality: The parties will maintain the confidential nature of the arbitration proceeding, the hearing and the Award, except (i) as may be necessary to prepare for or conduct the arbitration hearing on the merits, (ii) in connection with a court application as contemplated above for a preliminary remedy, or confirmation of an Award or its enforcement, (iii) our disclosure of the Award in confidential settlement negotiations, or (iv) as otherwise required by applicable Laws. The parties, witnesses, and arbitrator will treat as confidential and will not disclose to any third person (other than witnesses or experts) any documentary or other evidence produced in any arbitration hereunder, except as required by Law or except if such evidence was obtained from the public domain or was otherwise obtained independently from the arbitration.

g. Conflict of Rules: In the case of a conflict between the provisions of this Section E.11.g and the rules governing arbitration identified in Section E.11.a, the provisions of this Section E.11.g will prevail. If any provision of this Agreement to arbitrate is held invalid or unenforceable, it will be so held to the minimum extent required by Law and all the other provisions will remain valid and enforceable.

15. Entire Agreement

This Agreement and all policies and procedures that are incorporated by reference constitute the entire agreement between you and Ceito for provision and use of the Services. Except where expressly stated otherwise in a writing executed between you and Ceito, this Agreement will prevail over any conflicting policy or agreement for the provision or use of the Services. This Agreement sets forth your exclusive remedies with respect to the Services. If any provision or portion of this Agreement is held to be invalid or unenforceable under Law, then it will be reformed and interpreted to accomplish the objectives of such provision to the greatest extent possible, and all remaining provisions will continue in full force and effect.

16. Cumulative Rights, Construction, Waiver

The rights and remedies of the parties under this Agreement are cumulative, and either party may enforce any of its rights or remedies under this Agreement, along with all other rights and remedies available to it at Law, or in equity. No provision of this Agreement will be construed against any party on the basis of that party being the drafter. Unless expressly stated otherwise, the use of the term "including" or "such as" is not to be interpreted as limiting the generality of the text preceding the term. The failure of either party to enforce any provision of this Agreement will not constitute a waiver of that party's rights to subsequently enforce the provision.

17. Survival

All provisions of this Agreement that give rise to a party's ongoing obligation will survive termination of this Agreement.

18. Language

The parties hereby acknowledge that they have required this Agreement and all related documents to be drawn up in the English language.

Services Agreement – Project Owners

Last Updated: July 31, 2018

This Ceito Services Agreement ("Agreement") is a legal agreement between Ceito Pte. Ltd. ("Ceito", "us", or "we") and the entity or person ("you", "your", or "user") who registered to receive certain data, technology and analytics services, and other business services that may be offered by Ceito and its affiliates (each, a "Service"). This Agreement describes the terms and conditions that apply to your use of the Services.

If you do not understand any of the terms of this Agreement, please contact us before using the Services.

You may not access or use any Services unless you agree to abide by all of the terms and conditions in this Agreement.

Section A: General Terms

1. Overview of this Agreement

This Agreement provides a general description of the Services that Ceito may provide to you, including those that allow you to conduct an Initial Token Offering, Token Generation Event, and similar offerings (collectively "ITO"s) for purchasers of your tokens to your organization (your "Backers"). We provide you with a more detailed description of the Services and additional resources we make available to you on our website.

Before using the Services, you must register with Ceito to create an account (a "Ceito Account").

Section A describes the process of registering for and using your Ceito Account.

Section B describes your use of the Services.

Section C describes proper handling, management, and use of data generated during your use of the Services, including your Backers' data.

Finally, Section D describes your liability to Ceito for all losses connected with your Ceito Account, your agreement to resolve all disputes with Ceito by arbitration and not in a lawsuit, and other legal terms that apply to you.

2. Your Ceito Account

a. Registration and Permitted Activities: Only businesses, bona fide charitable organizations, and other entities or persons located in Singapore are eligible to apply for a Ceito Account to use the Services described in this Agreement. Ceito and its affiliates may provide Services to you or your affiliates in other countries or regions under separate agreements.

To register for a Ceito Account, you or the person or people submitting the application (your "Representative") must provide us with your business or trade name, address, email, phone number, business and/or tax identification number, URL, the nature of your business or activities, and certain other information about you that we require. We may also collect personal information (including name, birthdate, and government-issued identification number) about your beneficial owners, principals, and your Ceito Account administrator. Until you have submitted, and we have reviewed and approved, all required information, your Ceito Account will be available to you on a preliminary basis only, and we may terminate it at any time and for any reason.

b. Business Representative: You and your Representative individually affirm to Ceito that your Representative is authorized to provide the information described in this Section A.2 on your behalf and to bind you to this Agreement. We may require you or your Representative to provide additional information or documentation demonstrating your Representative's authority. Without the express written consent of Ceito, neither you nor your Representative may register or attempt to register for a Ceito Account on behalf of a user Ceito previously terminated from use of the Services.

c. Validation and Underwriting: At any time during the term of this Agreement and your use of the Services, we may require additional information from you to verify beneficial ownership or control of the business, validate information you provided, verify you or your Representative's identity, and assess the risk associated with your business. This additional information may include business invoices, copies of government-issued identification, business licenses, or other information related to your business, its beneficial owners or principals.

You authorize us to retrieve information about you from our service providers and other third parties, including credit reporting agencies and information bureaus and you authorize and direct such third parties to compile and provide such information to us. You acknowledge that this may include your name, addresses, credit history, and other data about you or your Representative. You acknowledge that we may use your information to verify any other information you provide to us, and that any information we collect may affect our assessment of your overall risk to our business. You acknowledge that in some cases, such information may lead to suspension or termination of your Ceito Account. Ceito may periodically update this information as part of our underwriting criteria and risk analysis procedures.

d. Changes to Your Business, Keeping your Ceito Account Current: You agree to keep the information in your Ceito Account current. You must promptly update your Ceito Account with any changes affecting you, the nature of your business activities, your Representatives, beneficial owners, principals, or any other pertinent information. We may suspend your Ceito Account or terminate this Agreement if you fail to keep this information current. You also agree to promptly notify us in writing no more than three days after any of the following occur: you are the subject of any voluntary or involuntary bankruptcy or insolvency application, petition or proceeding, receivership, or similar action (any of the foregoing, a "Bankruptcy Proceeding"); there is an adverse change in your financial condition; there is a planned or anticipated liquidation or substantial change in the basic nature of your business; you transfer or sell 25% or more of your total assets, or there is any change in the control or ownership of your business or parent entity; or you receive a judgment, writ or warrant of attachment or execution, lien or levy against 25% or more of your total assets.

3. Your Relationship with Your Backers

You may only use the Services for legitimate ITO for your Backers. You know your Backers better than we do, and you are responsible for your relationship with them. Ceito is not responsible for the tokens you publicize or sell, or that your Backers purchase using the Services. You affirm that you are solely responsible for the nature and quality of the tokens you provide.

4. Fees and Fines

Ceito will provide the Services to you at the rates and for the fees ("Fees") described on the Pricing page, linked here and incorporated into this Agreement. We may revise the Fees at any time.

You are also obligated to pay all taxes, fees a nd other charges imposed by any governmental authority ("Taxes"), including any value added tax, goods and services tax, provincial sales tax and/or harmonized sales tax on the Services provided under this Agreement. If you are tax-exempt, you will provide us with an appropriate certificate or other evidence of tax exemption that is satisfactory to us.

5. Services and Ceito Account Support

We will provide you with support to resolve general issues relating to your Ceito Account and your use of the Services.

You are solely responsible for providing support to Backers regarding sales, refunds, and any other issues related to your tokens and business activities. We are not responsible for providing support for the Services to your Backers.

6. Taxes and Other Expenses

Our fees are exclusive of any applicable Taxes, except as expressly stated to the contrary. You have sole responsibility and liability for: (i) determining what, if any, Taxes apply to the sale of your tokens, or payments you receive in connection with your use of the Services; and (ii) assessing, collecting, reporting, and remitting Taxes for your business to the appropriate tax and revenue authorities. If we are required to withhold any Taxes, or we are unable to validate any tax-related identification information you provide to us, we may deduct such Taxes from amounts otherwise owed and pay them to the appropriate taxing authority. If you are exempt from payment of such Taxes, you must provide us with an original certificate that satisfies applicable legal requirements attesting to your tax-exempt status. Upon our reasonable request, you must provide us with information regarding your tax affairs.

We may send documents to you and tax authorities for ITOs processed using the Services. Specifically, pursuant to applicable Law, we may be required to file periodic informational return with taxing authorities in relation to your use of the Services.

7. Service Requirements, Limitations and Restrictions

a. Compliance with Applicable Laws: You must use the Services in a lawful manner, and must obey all laws, rules, and regulations ("Laws") applicable to your use of the Services and to the conduct of ITOs. As applicable, this may include compliance with domestic and international Laws related to the use or provision of financial services, notification and consumer protection, unfair competition, privacy, and false advertising, and any other Laws relevant to ITOs.

b. Prohibited Businesses and Activities: You may not use the Services to enable any person (including you) to benefit from any activities Ceito has identified as a prohibited project or activity (collectively, "Prohibited Projects"). Prohibited Projects include use of the Services in or for the benefit of a country, organization, entity, or person embargoed or blocked by any government, including those on sanctions lists identified by Singapore.

Please review the list of Prohibited Projects at thoroughly before registering for and opening a Ceito Account. If you are uncertain whether a category of business or activity is prohibited or have questions about how these restrictions apply to you, please contact us. We may add to or update the Prohibited Project List at any time.

c. Other Restricted Activities: You may not use the Services to facilitate illegal ITOs or to permit others to use the Services for personal, family or household purposes. In addition, you may not allow, and may not allow others to: (i) access or attempt to access non-public Ceito systems, programs, data, or services; (ii) copy, reproduce, republish, upload, post, transmit, resell, or distribute in any way, any data, content, or any part of the Services, Documentation, or our website except as expressly permitted by applicable Laws; (iii) act as service bureau or pass-through agent for the Services with no added value to Backers; (iv) transfer any rights granted to you under this Agreement; (v) work around any of the technical limitations of the Services or enable functionality that is disabled or prohibited; (vi) reverse engineer or attempt to reverse engineer the Services except as expressly permitted by Laws; (vii) perform or attempt to perform any actions that would interfere with the normal operation of the Services or affect use of the Services by our other users; or (ix) impose an unreasonable or disproportionately large load on the Service.

8. Suspicion of Unauthorized or Illegal Use

We may refuse, condition, or suspend any ITOs that we believe: (i) may violate this Agreement or other agreements you may have with Ceito; (ii) are unauthorized, fraudulent or illegal; or (iii) expose you, Ceito, or others to risks unacceptable to Ceito. If we suspect or know that you are using or have used the Services for unauthorized, fraudulent, or illegal purposes, we may share any information related to such activity with the appropriate financial institution, regulatory authority, or law enforcement agency consistent with our legal obligations. This information may include information about you, your Ceito Account, your Backers, and ITOs made through your use of the Services.

9. Disclosures and Notices; Electronic Signature Consent

a. Consent to Electronic Disclosures and Notices: By registering for a Ceito Account, you agree that such registration constitutes your electronic signature, and you consent to electronic provision of all disclosures and notices from Ceito ("Notices"), including those required by Law. You also agree that your electronic consent will have the same legal effect as a physical signature.

b. Methods of Delivery: You agree that Ceito can provide Notices regarding the Services to you through our website or through the Dashboard (as defined below), or by mailing Notices to the email or physical addresses identified in your Ceito Account. Notices may include notifications about your Ceito Account, changes to the Services, or other information we are required to provide to you. You also agree that electronic delivery of a Notice has the same legal effect as if we provided you with a physical copy. We will consider a Notice to have been received by you within 24 hours of the time a Notice is either posted to our website or emailed to you.

c. SMS and Text Messages: You authorize us to provide Notices to you via text message to allow us to verify your or your Representative's control over your Ceito Account (such as through two-step verification), and to provide you with other critical information about your Ceito Account. Standard text or data charges may apply to such Notices. Where offered, you may disable text message notifications in the Dashboard by responding to any such message with "STOP", or by following instructions provided in the message. However, by disabling text messaging, you may be disabling important Security Controls (as defined below) on your Ceito Account and may increase the risk of loss to your business.

d. Requirements for Delivery: It should come as no surprise to you that you will need a computer or mobile device, Internet connectivity, and an updated browser to access your Dashboard and review the Notices provided to you. If you are having problems viewing or accessing any Notices, please contact us and we can find another means of delivery.

e. Withdrawing Consent: Due to the nature of the Services, you will not be able to begin using the Services without agreeing to electronic delivery of Notices. However, you may choose to withdraw your consent to receive Notices electronically by terminating your Ceito Account.

10. Termination

a. Term and Termination: This Agreement is effective upon the date you first access or use the Services and continues until terminated by you or Ceito. If you use the Services again or register for another Ceito Account, you are consenting to this Agreement. We may terminate this Agreement or close your Ceito Account at any time for any reason by providing you Notice. We may suspend your Ceito Account, or terminate this Agreement, if (i) we determine in our sole discretion that you are ineligible for the Services because of significant fraud or credit risk, or any other risks associated with your Ceito Account; (ii) you use the Services in a prohibited manner or otherwise do not comply with any of the provisions of this Agreement; (iii) any Law; or (iv) we are otherwise entitled to do so under this Agreement.

b. Effects of Termination: Termination does not immediately relieve you of obligations incurred by you under this Agreement. Upon termination, you agree to (i) stop accepting contributions to current ITO, and (ii) immediately remove all Ceito logos from your website. Your continued or renewed use of the Services after all Termination serves to renew your consent to the terms of this Agreement.

In addition, upon termination you understand and agree that (i) all licenses granted to you by Ceito under this Agreement will end; (ii) we reserve the right (but have no obligation) to delete all of your information and account data stored on our servers; (iii) we will not be liable to you for compensation, reimbursement, or damages related to your use of the Services, or any termination or suspension of the Services or deletion of your information or account data; and (iv) you are still liable to us for any Fees or fines, or other financial obligation incurred by you or through your use of the Services prior to termination.

Section B: Ceito Dashboard

1. Dashboard

You may manage your Ceito Account, connect with other service providers, and enable additional features through the Ceito management dashboard ("Dashboard"). The features of the Dashboard may be updated and can be accessed on our Features page. We may add to or update the Features List at any time.

2. Ownership of Ceito IP

Ceito and its licensors exclusively own all rights, title, and interest in the patents, copyrights (including rights in derivative works), moral rights, rights of publicity, trademarks or service marks, logos and designs, trade secrets, and other intellectual property embodied by, or contained in the API, Services, Dashboard, and Documentation (collectively, "Ceito IP") or any copies thereof. Ceito IP is protected by copyright, trade secret, patent, and other intellectual property Laws, and all rights in Ceito IP not expressly granted to you in this Agreement are reserved.

You may choose to or we may invite you to submit comments or ideas about improvements to the Service, our API, our platform, or any other component of our products or services ("Ideas"). If you submit an Idea to us, we will presume that your submission was voluntary, unsolicited by us, and delivered to us without any restrictions on our use of the Idea. You also agree that Ceito has no fiduciary or any other obligation to you in connection with any Idea you submit to us, and that we are free to use your Ideas without any attribution or compensation to you.

3. License

You are granted a non-exclusive and non-transferable license to electronically access and use the Ceito IP only in the manner described in this Agreement. Ceito does not sell to you, and you do not have the right to sublicense the Ceito IP. We may make updates to the Ceito IP or new Services available to you automatically as electronically published by Ceito, but we may require action on your part before you may use the Ceito IP or new Services (including activation through the Dashboard, or acceptance of new or additional terms). Ceito may revoke or terminate this licence at any time if you use Ceito IP in a manner prohibited by this Agreement.

You may not: (i) claim or register ownership of Ceito IP on your behalf or on behalf of others; (ii) sublicense any rights in Ceito IP granted by us; (iii) import or export any Ceito IP to a person or country in violation of any country's export control Laws; (iv) use Ceito IP in a manner that violates this Agreement or Laws; or (v) attempt to do any of the foregoing.

4. Ceito Marks; References to Our Relationship

We may make certain Ceito logos or marks ("Ceito Marks") available for use by you and other users to allow you to identify Ceito as a service provider. To use Ceito Marks, you must first agree to the Ceito Trademark and Copyright Usage Agreement. Ceito may limit or revoke your ability to use Ceito Marks at any time. You may never use any Ceito Marks or Ceito IP consisting of trademarks or service marks without our express permission, or in a manner that may lead people to confuse the origin of your products or services with ours.

During the term of this Agreement, you may publicly identify us as the provider of the Services to you and we may publicly identify you as a Ceito user. If you do not want us to identify you as a user, please contact us. Neither you nor we will imply any untrue sponsorship, endorsement, or affiliation between you and Ceito. Upon termination of your Ceito Account, both you and Ceito will remove any public references to our relationship from our respective websites.

5. Content

You may use the Services to upload or publish text, images, and other content (collectively, "Content") to your Ceito Account and to third-party sites or applications but only if you agree to obtain the appropriate permissions and, if required, licenses to upload or publish any such Content using the Services. You agree to fully reimburse Ceito for all fees, fines, losses, claims, and any other costs we may incur that arise from publishing illegal Content through the Services, or claims that Content you published infringes the intellectual property, privacy, or other proprietary rights of others.

Section C: Data Usage, Privacy, and Security

1. Data Usage Overview

Protecting, securing, and maintaining the information processed and handled through the Services is one of our top priorities, and it should be yours too. This section describes our respective obligations when handling and storing information connected with the Services. The following terms used in this section relate to data provided to Ceito by you or your Backers, or received or accessed by you through your use of the Services:

"Personal Data" means information, whether true or not, about a specific person (not a company, legal entity, or machine) who can be identified from that information, or from that information and other information that an organization has or is likely to possess, and is transmitted to or accessible through the Services.

"Ceito Data" means details of the ITO over Ceito infrastructure, information used in fraud detection and analysis, aggregated or anonymized information generated from Data, and any other information created by or originating from Ceito or the Services.

"User Data" means information that describes your business and its operations, your tokens, and contributions placed by Backers.

The term "Data" used without a modifier means all Personal Data, User Data, Contribution Data, and Ceito Data.

Ceito processes, analyses, and manages Data to: (a) provide Services to you, other Ceito users, and Backers; (b) mitigate fraud, financial loss, or other harm to users, Backers and Ceito; and (c) analyse, develop and improve our products, systems, and tools. Ceito provides Data to third-party service providers, including Identity Verification Providers, Risk Management Database Providers, and their respective affiliates, as well as to Ceito's affiliates, to allow us to provide Services to you and other users. We do not provide Personal Data to unaffiliated parties for marketing their products to you. You understand and consent to Ceito's use of Data for the purposes and in a manner consistent with this Section D.

2. Data Protection and Privacy

a. Confidentiality: Ceito will only use User Data as permitted by this Agreement, by other agreements between you and us, or as otherwise directed or authorized by you. You will protect all Data you receive through the Services, and you may not disclose or distribute any such Data, and you will only use such Data in conjunction with the Services and as permitted by this Agreement or by other agreements between you and us. Neither party may use any Personal Data to market to Backers unless it has received the express consent from a specific Backer to do so. You may not disclose Contribution Data to others except in connection with ITO requested by Backers and consistent with applicable Laws.

b. Privacy: Protection of Personal Data is very important to us. Our Privacy Policy explains how and for what purposes we collect, use, retain, disclose, and safeguard the Personal Data you provide to us. You agree to review the terms of our Privacy Policy, which we update from time to time.

You affirm that you are now and will continue to be compliant with all applicable Laws governing the privacy, protection, and your use of Data that you provide to us or access through your use of the Services. You also affirm that you have obtained all necessary rights and consents under applicable Laws to disclose to Ceito – or allow Ceito to collect, use, retain, and disclose – any Personal Data that you provide to us or authorize us to collect, including Data that we may collect directly from Backers using cookies or other similar means. As may be required by Law and in connection with this Agreement, you are solely responsible for disclosing to Backers that Ceito processes ITO for you and may receive Personal Data from you. Additionally, where required by Law, we may delete or disconnect a Backer's Personal Data from your Ceito Account when requested to do so by the Backer.

Ceito will provide some or all of the Service from systems located outside of Singapore. As such, it is your obligation to disclose to your Backers that Contribution Data may be transferred, processed and stored outside of Singapore and, as set forth in our Privacy Policy, may be subject to disclosure as required by applicable Laws, and to obtain from your Backers all necessary consents under applicable Laws in relation to the foregoing.

If we become aware of an unauthorized acquisition, disclosure or loss of Backer Personal Data on our systems, we will notify you consistent with our obligations under applicable Law. We will also notify you and provide you sufficient information regarding the unauthorized acquisition, disclosure or loss to help you mitigate any negative impact on the Backer.

c. Data Processing. Ceito will at all times comply with the provisions of applicable data protection law. If Ceito processes any Personal Data on your behalf when performing its obligations under this Agreement, Ceito and you both agree that it is intended that you shall be the data controller and we shall be the data intermediary in relation to that data. We shall process the Personal Data only in accordance with the terms of this Agreement and any lawful instructions reasonably given by you to us from time to time and not for any other purpose. This will include having appropriate technical and organizational measures to protect the Personal Data that is processed and only retaining the Personal Data for as long as it is required for the purposes it was collected for, or for any other legal or business purposes. As data intermediary, Ceito is entitled to appoint sub-processors for parts of its processing of personal data, provided however, that the sub-processor assumes the same obligations as are imposed on Ceito as data intermediary.

You acknowledge that Ceito is reliant on you for direction as to the extent to which we are entitled to use and process the Personal Data that you provide to us. Consequently, we will not be liable for any claim brought by a data subject arising from any action or omission by us, to the extent that such action or omission resulted from your instructions.

d. Data Requests. We will notify you (within a reasonable time frame) if we receive a request from a person to have access to that person's Personal Data, a complaint or request relating to your obligations under applicable data protection Laws, or any other communication relating directly to the processing of any Personal Data in connection with this Agreement.

Ceito will provide you with reasonable co-operation and assistance in relation to any complaint or request made in respect of any Personal Data processed by us on your behalf, including by providing you with details of the complaint or request, complying with any data subject access, rectification or deletion requests (within the relevant timescales set out in applicable data protection legislation) and providing you with any Personal Data we hold in relation to a person making a complaint or request (again, within a reasonable timescale).

3. Security and Fraud Controls

a. Ceito's Security: Ceito is responsible for protecting the security of Data in our possession. We will maintain commercially reasonable administrative, technical, and physical procedures to protect User Data and Personal Data stored in our servers from unauthorized access, accidental loss, modification, or breach, and we will comply with applicable Laws when we handle User and Personal Data. However, no security system is impenetrable and we cannot guarantee that unauthorized parties will never be able to defeat our security measures or misuse any Data in our possession. You provide User Data and Personal Data to Ceito with the understanding that any security measures we provide may not be appropriate or adequate for your business, and you agree to implement Security Controls (as defined below) and any additional controls that meet your specific requirements. In our sole discretion, we may take any action, including suspension of your Ceito Account, to maintain the integrity and security of the Services or Data, or to prevent harm to you, us, Backers, or others. You waive any right to make a claim against us for losses you incur that may result from such actions we may take to prevent such harm.

b. Your Security: You are solely responsible for the security of any Data on your website, your servers, in your possession, or that you are otherwise authorized to access or handle. You will comply with applicable Laws when handling or maintaining User Data and Personal Data, and will provide evidence of your compliance to us upon our request. If you do not provide evidence of such compliance to our satisfaction, we may suspend your Ceito Account or terminate this Agreement.

c. Security Controls: You are responsible for assessing the security requirements of your business, and selecting and implementing security procedures and controls ("Security Controls") appropriate to mitigate your exposure to security incidents. We may provide Security Controls as part of the Services, or suggest that you implement specific Security Controls. However, your responsibility for securing your business is not diminished by any Security Controls that we provide or suggest, and if you believe that the Security Controls we provide are insufficient, then you must separately implement additional controls that meet your requirements. You may review some of the details of our Security Controls on our website.

d. Fraud Risk: While we may provide or suggest Security Controls, we cannot guarantee that you or Backers will never become victims of fraud. Any Security Controls we provide or suggest may include processes or applications developed by Ceito, its affiliates, or other companies. You agree to review all the Security Controls we suggest and choose those that are appropriate for your business to protect against unauthorized ITO and, if appropriate for your business, independently implement other security procedures and controls not provided by us. If you disable or fail to properly use Security Controls, you will increase the likelihood of unauthorized ITO, Disputes, fraud, losses, and other similar occurrences. We may assist you with recovering lost funds, but you are solely responsible for losses due to lost or stolen credentials or accounts, compromise of your username or password, and any other unauthorized use or modification of your Ceito Account. Ceito is not liable or responsible to you and you waive any right to bring a claim against us for any losses that result from the use of lost or stolen credentials or unauthorized use or modification of your Ceito Account, unless such losses result from Ceito's wilful or intentional actions. Further, you will fully reimburse us for any losses we incur that result from the use of lost or stolen credentials or accounts.

We may also provide you with Data regarding the possibility or likelihood that an ITO may be fraudulent. We may incorporate any subsequent action or inaction by you into our fraud model, for the purpose of identifying future potential fraud. You understand that we provide this Data to you for your consideration, but that you are ultimately responsible for any actions you choose to take or not take in relation to such Data.

Section D: Additional Legal Terms

1. Right to Amend

We have the right to change or add to the terms of this Agreement at any time, and to change, delete, discontinue, or impose conditions on use of the Services by posting such changes on our website or any other website we maintain or own. We may provide you with Notice of any changes through the Dashboard, via email, or through other means. Your use of the Services, API, or Data after we publish any such changes on our website, constitutes your acceptance of the terms of the modified Agreement. You can access a copy of the current terms of this Agreement on our website at any time. You can find out when this Agreement was last changed by checking the "Last Updated" date at the top of the Agreement.

2. Assignment

You may not assign this Agreement, any rights or licenses granted in this Agreement, or operation of your Ceito Account to others without our prior written consent. If you wish to make such an assignment, please contact us. If we consent to the assignment, the assignee must agree to assume all of your rights and obligations owed by you related to the assignment, and must agree to comply with the terms of this Agreement. Ceito may assign this Agreement without your consent or any other restriction. If we make an assignment, we will provide reasonable Notice to you.

3. Right to Audit

If we believe that a security breach, leak, loss, or compromise of Data has occurred on your systems, website, or app affecting your compliance with this Agreement, we may require you to permit a third-party auditor approved by us to conduct a security audit of your systems and facilities, and you must fully cooperate with any requests for information or assistance that the auditor makes to you as part of the security audit.

4. No Agency; Third-Party Services

Except as expressly stated in this Agreement, nothing in this Agreement serves to establish a partnership, joint venture, or other agency relationship between you and us. Each party to this Agreement is an independent contractor.

We may reference or provide access to third-party services, products, and promotions that utilize, integrate, or provide ancillary services to the Services ("Third-Party Services"). These Third-Party Services are provided for your convenience only and do not constitute our approval, endorsement, or recommendation of any such Third-Party Services for you. You access and use any Third-Party Service based on your own evaluation and at your own risk. You understand that your use of any Third-Party Service is not governed by this Agreement. If you decide to use a Third-Party Service, you will be responsible for reviewing, understanding and accepting the terms and conditions associated with its use. We expressly disclaim all responsibility and liability for your use of any Third-Party Service. Please also remember that when you use a Third-Party Service, our Privacy Policy is no longer in effect. Your use of a Third-Party Service, including those that have a link on our website, is subject to that Third-Party Service's own terms of use and privacy policies.

5. Force Majeure

Neither party will be liable for any delays in processing or other non-performance caused by telecommunications, utility, failures, or equipment failures; labour strife, riots, war, or terrorist attacks; non-performance of our vendors or suppliers, fires or acts of nature; or any other event over which the respective party has no reasonable control. However, nothing in this section will affect or excuse your liabilities or your obligation to pay Fees, Fines, Disputes, Refunds, Reversals, or Returns under this Agreement.

6. Your Liability For Third-Party Claims Against Us

Without limiting, and in addition to, any other obligation that you may owe under this Agreement, you are at all times responsible for the acts and omissions of your employees, contractors and agents, to the extent such persons are acting within the scope of their relationship with you.

You agree to defend Ceito, our affiliates, and their respective employees, agents, and service providers (each a "Ceito Entity") against any claim, suit, demand, loss, liability, damage, action, or proceeding (each, a "Claim") brought by a third party against a Ceito Entity, and you agree to fully reimburse the Ceito Entities for any Claims that results from: (i) your breach of any provision of this Agreement; (ii) negligent or wilful misconduct of your employees, contractors, or agents; or (iii) contractual or other relationships between you and Backers.

7. Representations and Warranties

By accepting the terms of this Agreement, you represent and warrant that: (a) you are eligible to register and use the Services and have the authority to execute and perform the obligations required by this Agreement; (b) any information you provide us about your business, products, or services is accurate and complete; (c) you will fulfil all of your obligations to Backers and will resolve all Disputes with them; (d) you will comply with all Laws applicable to your business and use of the Services; (e) your employees, contractors and agents will at all times act consistently with the terms of this Agreement; and (f) you will not use the Services, directly or indirectly, for any fraudulent or illegal undertaking, or in any manner that interferes with the normal operation of the Services.

8. No Warranties

WE PROVIDE THE SERVICES AND CEITO IP "AS IS" AND "AS AVAILABLE", WITHOUT ANY EXPRESS, IMPLIED, OR STATUTORY WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, OR ANY OTHER TYPE OF WARRANTY OR GUARANTEE. NO DATA, DOCUMENTATION OR ANY OTHER INFORMATION PROVIDED BY CEITO OR OBTAINED BY YOU FROM OR THROUGH THE SERVICES – WHETHER FROM CEITO OR ANOTHER CEITO ENTITY, AND WHETHER ORAL OR WRITTEN – CREATES OR IMPLIES ANY WARRANTY FROM A CEITO ENTITY TO YOU.

THE CEITO ENTITIES DISCLAIM ANY KNOWLEDGE OF, AND DO NOT GUARANTEE: (a) THE ACCURACY, RELIABILITY, OR CORRECTNESS OF ANY DATA PROVIDED THROUGH THE SERVICES; (b) THAT THE SERVICES WILL MEET YOUR SPECIFIC BUSINESS NEEDS OR REQUIREMENTS; (c) THAT THE SERVICES WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, OR WILL FUNCTION IN AN UNINTERRUPTED MANNER OR BE SECURE; (d) THAT CEITO WILL CORRECT ANY DEFECTS OR ERRORS IN THE SERVICE, API, DOCUMENTATION, OR DATA; OR (e) THAT THE SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL CODE. USE OF DATA YOU ACCESS OR DOWNLOAD THROUGH THE SERVICES IS DONE AT YOUR OWN RISK – YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY, LOSS OF DATA, OR ANY OTHER LOSS THAT RESULTS FROM SUCH ACCESS OR DOWNLOAD. YOU UNDERSTAND THAT THE CEITO ENTITIES MAKE NO GUARANTEES TO YOU REGARDING TRANSACTION PROCESSING TIMES.

NOTHING IN THIS AGREEMENT OPERATES TO EXCLUDE, RESTRICT OR MODIFY THE APPLICATION OF ANY IMPLIED CONDITION, WARRANTY OR GUARANTEE, OR THE EXERCISE OF ANY RIGHT OR REMEDY, OR THE IMPOSITION OF ANY LIABILITY UNDER LAW WHERE TO DO SO WOULD: (A) CONTRAVENE THAT LAW; OR (B) CAUSE ANY TERM OF THIS AGREEMENT TO BE VOID.

9. Limitation of Liability

Under no circumstances will any Ceito Entity be responsible or liable to you for any indirect, punitive, incidental, special, consequential, or exemplary damages resulting from your use or inability to use the Services or for the unavailability of the Services, for lost profits, personal injury, or property damage, or for any other damages arising out of, in connection with, or relating to this Agreement or your use of the Services, even if such damages are foreseeable, and whether or not you or the Ceito Entities have been advised of the possibility of such damages. The Ceito Entities are not liable, and deny responsibility for, any damages, harm, or losses to you arising from or relating to hacking, tampering, or other unauthorized access or use of the Services, your Ceito Account, or Data, or your failure to use or implement anti-fraud measures, Security Controls, or any other data security measure. The Ceito Entities further deny responsibility for all liability and damages to you or others caused by (a) your access or use of the Services inconsistent with the Documentation; (b) any unauthorized access of servers, infrastructure, or Data used in connection with the Services; (c) interruptions to or cessation of the Services; (d) any bugs, viruses, or other harmful code that may be transmitted to or through the Services; (e) any errors, inaccuracies, omissions, or losses in or to any Data provided to us; (f) third-party content provided by you; or (g) the defamatory, offensive, or illegal conduct of others.

You agree to limit any additional liability not disclaimed or denied by the Ceito Entities under this Agreement to your direct and documented damages; and you further agree that under no circumstances will any such liability exceed in the aggregate the amount of Fees paid by you to Ceito during the three-month period immediately preceding the event that gave rise to your claim for damages.

These limitations on our liability to you will apply regardless of the legal theory on which your claim is based, including contract, tort (including negligence), strict liability, or any other theory or basis.

We provide the Services from facilities in the Republic of Singapore. We do not claim, and we cannot guarantee that Services we provide from the Republic of Singapore are or will be appropriate or available for any other location or jurisdiction, comply with the Laws of any other location or jurisdiction, or comply with Laws governing export, import, or foreign use.

10. Responding to Legal Process

Ceito may respond to and comply with any writ of attachment, lien, levy, subpoena, warrant, or other legal order ("Legal Process") that we believe to be valid. We may subject to the terms of our Privacy Policy, any Data as required under such Legal Process, even if you are receiving Data on behalf of other parties. Where permitted by Law, we will make reasonable efforts to provide you Notice of such Legal Process by sending a copy to the email address we have on file for you. Ceito is not responsible for any losses, whether direct or indirect, that you may incur as a result of our response or compliance with a Legal Process.

11. Dispute Resolution; Agreement to Arbitrate

a. Binding Arbitration: Any dispute, controversy or claim arising out of or relating to this contract, including the formation, interpretation, breach or termination thereof, including whether the claims asserted are arbitrable, will be referred to and finally determined by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the SIAC for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of one arbitrator. Unless the parties agree upon an arbitrator, either party may request a nomination from the Chairman of the SIAC. The place of the arbitration will be Singapore. The language to be used in the arbitral proceedings will be English. Judgment upon the award rendered by the arbitrator may be entered by any court having jurisdiction thereof.

This Agreement and the rights of the parties hereunder shall be governed and construed in accordance with the laws of Singapore, exclusive of conflict or choice of law rules. Nothing in this section will preclude the parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction.

b. Service of Process: Each party hereby irrevocably and unconditionally consents to service of process through personal service at their corporate headquarters or, registered address. Nothing in this Agreement will affect the right of any party to serve process in any other manner permitted by Law.

c. Class Waiver: To the fullest extent permitted by Law, each of the parties agrees that any dispute arising out of or in connection with this Agreement, whether in arbitration or in court, will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim or dispute proceeds in court rather than through arbitration, each party knowingly and irrevocably waives any right to trial by jury in any action, proceeding or counterclaim arising out of or relating to this Agreement or any of the ITOs contemplated between the parties.

d. Provision of an Award: Subject to the limitations of liability identified in this Agreement, the appointed arbitrators may award monetary damages and any other remedies allowed by Law. In making a determination, the arbitrator will not have the authority to modify any term or provision of this Agreement. The arbitrator will deliver a reasoned written decision with respect to the dispute (the "Award") to each party, who will promptly act in accordance with the Award. Any Award (including interim or final remedies) may be confirmed in or enforced by any court having jurisdiction over either party or its assets. The decision of the arbitrator will be final and binding on the parties, and will not be subject to appeal or review.

e. Fees: Each party will advance one-half of the fees and expenses of the arbitrators, the costs of the attendance of the arbitration reporter at the arbitration hearing, and the costs of the arbitration facility. In any arbitration arising out of or related to this Agreement, the arbitrators will award to the prevailing party, if any, the costs and attorneys' fees reasonably incurred by the prevailing party in connection with those aspects of its claims or defences on which it prevails, and any opposing awards of costs and legal fees awards will be offset.

f. Confidentiality: The parties will maintain the confidential nature of the arbitration proceeding, the hearing and the Award, except (i) as may be necessary to prepare for or conduct the arbitration hearing on the merits, (ii) in connection with a court application as contemplated above for a preliminary remedy, or confirmation of an Award or its enforcement, (iii) our disclosure of the Award in confidential settlement negotiations, or (iv) as otherwise required by applicable Laws. The parties, witnesses, and arbitrator will treat as confidential and will not disclose to any third person (other than witnesses or experts) any documentary or other evidence produced in any arbitration hereunder, except as required by Law or except if such evidence was obtained from the public domain or was otherwise obtained independently from the arbitration.

g. Conflict of Rules: In the case of a conflict between the provisions of this Section E.11.g and the rules governing arbitration identified in Section E.11.a, the provisions of this Section E.11.g will prevail. If any provision of this Agreement to arbitrate is held invalid or unenforceable, it will be so held to the minimum extent required by Law and all the other provisions will remain valid and enforceable.

12. Entire Agreement

This Agreement and all policies and procedures that are incorporated by reference constitute the entire agreement between you and Ceito for provision and use of the Services. Except where expressly stated otherwise in a writing executed between you and Ceito, this Agreement will prevail over any conflicting policy or agreement for the provision or use of the Services. This Agreement sets forth your exclusive remedies with respect to the Services. If any provision or portion of this Agreement is held to be invalid or unenforceable under Law, then it will be reformed and interpreted to accomplish the objectives of such provision to the greatest extent possible, and all remaining provisions will continue in full force and effect.

13. Cumulative Rights, Construction, Waiver

The rights and remedies of the parties under this Agreement are cumulative, and either party may enforce any of its rights or remedies under this Agreement, along with all other rights and remedies available to it at Law, or in equity. No provision of this Agreement will be construed against any party on the basis of that party being the drafter. Unless expressly stated otherwise, the use of the term "including" or "such as" is not to be interpreted as limiting the generality of the text preceding the term. The failure of either party to enforce any provision of this Agreement will not constitute a waiver of that party's rights to subsequently enforce the provision.

14. Survival

All provisions of this Agreement that give rise to a party's ongoing obligation will survive termination of this Agreement, including Sections A.3 ("Your Relationship with Your Backers"), A.6 ("Taxes and Other Expenses"), A.7 ("Service Requirements, Limitations and Restrictions"), A.8 ("Suspicion of Unauthorized or Illegal Use"), A.9 ("Disclosures and Notices; Electronic Signature Consent"), A.10.b ("Effects of Termination"), B.2 ("Ownership of Ceito IP"), C.3 ("Security and Fraud Controls"), D.4 ("No Agency; Third-Party Services"), D.5 ("Force Majeure"), D.6 ("Your Liability for Third-Party Claims Against Us"), D.7 ("Representations and Warranties"), D.8 ("No Warranties"), D.9 ("Limitation of Liability"), D.10 ("Responding to Legal Process"), D.11 ("Dispute Resolution; Agreement to Arbitrate"), D.12 ("Entire Agreement"), D.13 ("Cumulative Rights, Construction, Waiver") and D.14 ("Survival"); and any related terms in the Agreement.

15. Language

The parties hereby acknowledge that they have required this Agreement and all related documents to be drawn up in the English language.

Prohibited Projects

Last Updated: July 31, 2018

The following categories of businesses and business practices are prohibited from using the Ceito Service ("Prohibited Projects"). The types of projects listed in the right column are representative, but not exhaustive. If you are uncertain as to whether your business is a Prohibited Projects, or have questions about how these requirements apply to you, please contact us.

By registering for Ceito, you are confirming that you will not use the Service to accept contributions in connection with the following businesses, business activities or business practices.

IP Infringement, regulated or illegal products and services

Intellectual property or proprietary rights infringement Sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without the appropriate authorization from the rights holder; any product or service that directly infringes or facilitates infringement upon the trademark, patent, copyright, trade secrets, or proprietary or privacy rights of any third party; use of Ceito intellectual property without express consent from Ceito; use of the Ceito name or logo including use of Ceito trade or service marks inconsistent with the Ceito Marks Trademark and Copyright Usage Agreement, or in a manner that otherwise harms Ceito or the Ceito brand; any action that implies an untrue endorsement by or affiliation with Ceito
Counterfeit or unauthorized goods Unauthorized sale or resale of brand name or designer products or services; sale of goods or services that are illegally imported or exported
Gambling Lotteries; bidding fee auctions; sports forecasting or odds making; fantasy sports leagues with cash prizes; internet gaming; contests; sweepstakes; games of chance
Regulated or illegal products or services Marijuana dispensaries and related businesses; sale of tobacco, e-cigarettes, and e-liquid; online pharmacies; contact lenses; age-restricted goods or services; weapons, weapon parts, and munitions; gunpowder and other explosives; fireworks and related goods; toxic, flammable, and radioactive materials; products and services with varying legal status on a regional basis; goods or services, the sale of which is illegal under applicable law in the jurisdictions to which your business is targeted or directed.
Essay Mills Essay and paper mills; homework services
Adult content and services Pornography and other obscene materials (including literature, imagery and other media); sexually oriented toys or products; sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features, mail-order brides, explicit dating sites

Unfair, predatory, or deceptive practices

Get rich quick schemes Investment opportunities or other services that promise high rewards
Mug shot publication or pay-to-remove sites Platforms that facilitate the publication and removal of content (such as mug shots), where the primary purpose of posting such content is to cause or raise concerns of reputational harm
No-value-added services Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers; services that offer third-party discounts

Products or services that are otherwise prohibited

Aggregation Engaging in any form of licensed or unlicensed aggregation of funds owed to third parties, factoring, or other activities intended to obfuscate the origin of funds
Drug paraphernalia Any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs
High risk businesses Bankruptcy lawyers; computer technical support and IT help desks; psychic services; travel reservation services and clubs, airlines, airfare, and cruises (not including sellers that offer day trips with limited prepayment); timeshares; prepaid phone cards, phone services, and cell phones; telemarketing, telecommunications equipment and telephone sales; drop shipping; forwarding brokers; negative response marketing; credit card, foreclosure and identity theft protection; lead generation; the use of credit to pay for lending services; any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies; any business or organization that a. engages in, encourages, promotes or celebrates unlawful violence or physical harm to persons or property, or b. engages in, encourages, promotes or celebrates unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic
Multi-level marketing Pyramid schemes, network marketing, and referral marketing programs
Pseudo pharmaceuticals Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body
Social media activity Sale of Twitter followers, Facebook likes, YouTube views, and other forms of social media activity
Substances designed to mimic illegal drugs Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom)
Products designed to decrypt, descramble, or jam signals Sale of products meant for decryption or descrambling; cell phone signal jammers
Video game or virtual world credits Sale of in-game currency unless the merchant is the operator of the virtual world
Use of Ceito in a manner inconsistent with its intended use or as expressly prohibited in the Ceito Services Agreement Use of Ceito principally as a virtual terminal (e.g., submitting card transactions by manually inputting card information); processing where there is no bona fide good or service sold, or donation accepted; card testing; evasion of card network chargeback monitoring programs; sharing cardholder information with another merchant for payment cross-sell product or service
Any product or service that provides peripheral support of any products or services deemed illegal in Singapore Sale of ads for any products or services deemed illegal in Singapore; sales of products that facilitate payments to any of these products or services
Embassy, consulate, other foreign governments Sales going to the benefit of a non-Singapore government entity, including consulates and embassies.

Data Protection Notice

Last Revised: 23 August 2018

This Data Protection Notice (“Notice”) sets out the basis which Ceito (“we”, “us”, “our”, or “Company”) may collect, use, disclose or otherwise process personal data of our customers in accordance with the Personal Data Protection Act (“PDPA”). Ceito Pte. Ltd., a Singapore company, located at 28C Stanley Street Singapore 068737 is committed to protecting and respecting your privacy.

This Notice applies to personal data in our possession or under our control, including personal data in the possession of organisations which we have engaged to collect, use, disclose, or process personal data for our purposes. This notice applies to information we collect whenever you use our websites (any page on the ceito.io domain), including https://www.ceito.io/ and https://dashboard.ceito.io/, (collectively, the “Sites”) or otherwise interact with us as described below. Please read the following thoroughly to comprehend our practices and views with regards to your personal data and how we will handle it.

We may make changes to this notice occasionally. If we do make changes, we will inform you by updating the last revised date at the top of the notice. We may also provide additional notices to you (like sending an email to you or including a statement at the homepage of our Sites). Please also do occasionally review our Data Protection Notice whenever you interact with us to be informed about the ways you can help protect your privacy and our information practices.

PERSONAL DATA

  1. 1. As used in this Notice:
    1. "customer" means an individual who
    2. (a) has contacted us through any means to find out more about any goods or services we provide, or
    3. (b) may, or has, entered into a contract with us for the supply of any goods or services by us; and
    4. “personal data” means data, whether true or not, about a customer who can be identified:
    5. (a) from that data; or
    6. (b) from that data and other information to which we have or are likely to have access.
  2. 2. Depending on the nature of your interaction with us, some examples of personal data which we may collect from you include your name and identification information such as your NRIC number, contact information such as your residential address, email address or telephone number, nationality, gender, date of birth, marital status, photographs and other audio-visual information, employment information, web site Uniform Resource Locator (URL), free-form text, and personal description, and financial information such as cryptocurrency wallet addresses.
  3. 3. Other terms used in this Notice shall have the meanings given to them in the PDPA (where the context so permits).

COLLECTION, USE AND DISCLOSURE OF PERSONAL DATA

  1. 4. We generally do not collect your personal data unless
    1. a. it is provided to us voluntarily by you directly or via a third party who has been duly authorised by you to disclose your personal data to us (your “authorised representative”) after
      1. i. you (or your authorised representative) have been notified of the purposes for which the data is collected, and
      2. ii. you (or your authorised representative) have provided written consent to the collection and usage of your personal data for those purposes, or
    2. b. collection and use of personal data without consent is permitted or required by the PDPA or other laws. We shall seek your consent before collecting any additional personal data and before using your personal data for a purpose which has not been notified to you (except where permitted or authorised by law).
  2. 5. We may collect and use your personal data for any or all of the following purposes:
    1. a. performing obligations in the course of or in connection with our provision of the goods and/or services requested by you;
    2. b. verifying your identity;
    3. c. responding to, handling, and processing queries, requests, applications, complaints, and feedback from you;
    4. d. managing your relationship with us;
    5. e. processing payment or credit transactions;
    6. f. sending your marketing information about our goods or services including notifying you of our marketing events, initiatives and promotions, lucky draws, membership and rewards schemes, and other promotions;
    7. g. complying with any applicable laws, regulations, codes of practice, guidelines, or rules, or to assist in law enforcement and investigations conducted by any governmental and/or regulatory authority;
    8. h. any other purposes for which you have provided the information;
    9. i. transmitting to any unaffiliated third parties including our third-party service providers and agents, and relevant governmental and/or regulatory authorities, whether in Singapore or abroad, for the aforementioned purposes; and
    10. j. any other incidental business purposes related to or in connection with the above.
  3. 6. Regarding to your visits to our Sites, we may automatically collect the following information:
    1. a. Information about your visit to our Sites, including download errors, the full Uniform Resource Locator (URL), length of visits to our Sites, and products added to your shopping cart.
    2. b. Technical information, including browser type and version, the Internet Protocol (IP) address used to connect your computer to the Internet, operating systems, platforms, time zone setting, and browser plug-in types and versions.
    3. c. Cookies and other Tracking Technologies: We may use web beacons (tracking pixels), cookies, and other tracking technologies to collection information about you when you interact with our emails or Sites, including information about your browsing behaviour on our Sites. We use this information to make improvements to our Sites and your experience, to observe features and areas of our Sites that are more popular, understand the effectiveness of campaigns, count visits, and determine whether an email sent by us was opened and if hyperlinks contained in the emailed was clicked. For detailed information on the cookies we use and the purposes for which we use them, please to read our Cookie Policy.
    4. d. Information we obtain from other sources about you may be combined with information we collect about you.
  4. 7. We may disclose your personal data:
    1. a. where such disclosure is required for performing obligations in the course of or in connection with our provision of the goods or services requested by you; or
    2. b. to third party service providers, agents and other organisations we have engaged to perform any of the functions listed in clause 5 above for us.
    3. c. To respond to a request for information if we believe disclosure is in alignment with any applicable regulation, law, or legal process, or as otherwise required by any applicable rule, law, or regulation;
    4. d. In connection with, or during negotiations of, any sale, merger of company assets, acquisition or financing of a portion or all of our business to another company or individual;
    5. e. If we believe that your actions are not consistent with our user policies and agreements, or to protect the property, safety, and rights of us or any third party;
    6. f. With consultants, vendors, and other service providers who require access to such information to do work on our behalf; and
    7. g. At your direction or with your consent.
    8. h. We may also share de-identified or aggregated information, which cannot reasonably be used to identify you.
  5. 8. The purposes listed in the above clauses may continue to apply even in situations where your relationship with us (for example, pursuant to a contract) has been terminated or altered in any way, for a reasonable period thereafter (including, where applicable, a period to enable us to enforce our rights under any contract with you).

WITHDRAWING YOUR CONSENT

  1. 9. The consent that you provide for the collection, use and disclosure of your personal data will remain valid until such time it is being withdrawn by you in writing. You may withdraw consent and request us to stop using and/or disclosing your personal data for any or all of the purposes listed above by submitting your request in writing or via email to our Data Protection Officer at the contact details provided below.
  2. 10. Upon receipt of your written request to withdraw your consent, we may require reasonable time (depending on the complexity of the request and its impact on our relationship with you) for your request to be processed and for us to notify you of the consequences of us acceding to the same, including any legal consequences which may affect your rights and liabilities to us. In general, we shall seek to process your request within ten (10) business days of receiving it.
  3. 11. Whilst we respect your decision to withdraw your consent, please note that depending on the nature and scope of your request, we may not be in a position to continue providing our goods or services to you and we shall, in such circumstances, notify you before completing the processing of your request. Should you decide to cancel your withdrawal of consent, please inform us in writing in the manner described in clause 8 above.
  4. 12. Please note that withdrawing consent does not affect our right to continue to collect, use and disclose personal data where such collection, use and disclose without consent is permitted or required under applicable laws.

ACCESS TO AND CORRECTION OF PERSONAL DATA

  1. 13. If you wish to make
    1. a. an access request for access to a copy of the personal data which we hold about you or information about the ways in which we use or disclose your personal data, or
    2. b. a correction request to correct or update any of your personal data which we hold about you, you may submit your request in writing or via email to our Data Protection Officer at the contact details provided below.
  2. 14. Please note that a reasonable fee may be charged for an access request. If so, we will inform you of the fee before processing your request.
  3. 15. We will respond to your request as soon as reasonably possible. Should we not be able to respond to your request within thirty (30) days after receiving your request, we will inform you in writing within thirty (30) days of the time by which we will be able to respond to your request. If we are unable to provide you with any personal data or to make a correction requested by you, we shall generally inform you of the reasons why we are unable to do so (except where we are not required to do so under the PDPA).

PROTECTION OF PERSONAL DATA

  1. 16. To safeguard your personal data from unauthorised access, collection, use, disclosure, copying, modification, disposal or similar risks, we have introduced appropriate administrative, physical and technical measures such as up-to-date antivirus protection, encryption and the use of privacy filters to secure all storage and transmission of personal data by us, and disclosing personal data both internally and to our authorised third party service providers and agents only on a need-to-know basis.
  2. 17. You should be aware, however, that no method of transmission over the Internet or method of electronic storage is completely secure. While security cannot be guaranteed, we strive to protect the security of your information and are constantly reviewing and enhancing our information security measures.

ACCURACY OF PERSONAL DATA

  1. 18. We generally rely on personal data provided by you (or your authorised representative). In order to ensure that your personal data is current, complete and accurate, please update us if there are changes to your personal data by informing our Data Protection Officer in writing or via email at the contact details provided below.

RETENTION OF PERSONAL DATA

  1. 19. We may retain your personal data for as long as it is necessary to fulfil the purpose for which it was collected, or as required or permitted by applicable laws.
  2. 20. We will cease to retain your personal data, or remove the means by which the data can be associated with you, as soon as it is reasonable to assume that such retention no longer serves the purpose for which the personal data was collected, and is no longer necessary for legal or business purposes.

TRANSFERS OF PERSONAL DATA OUTSIDE OF SINGAPORE

  1. 21. Transfer of personal data to countries outside of Singapore is done during the Know Your Customer (KYC) and Anti-Money Laundering (AML) sections of the registration process. This includes data transfers to our KYC/AML partners, Jumio Pte Ltd and Thomson Reuters. Personal data transferred is done solely for the purpose of customer identity verification.
  2. 22. Personal data transferred continues to receive a standard of protection that is at least comparable to that provided under the PDPA.

DATA PROTECTION OFFICER

  1. 23. You may contact our Data Protection Officer if you have any enquiries or feedback on our personal data protection policies and procedures, or if you wish to make any request, in the following manner:
    1. DPO Name: Shaun Cheetham
    2. Email: Shaun@Ceito.io

EFFECT OF NOTICE AND CHANGES TO NOTICE

  1. 24. This Notice applies in conjunction with any other notices, contractual clauses and consent clauses that apply in relation to the collection, use and disclosure of your personal data by us
  2. 25. We may revise this Notice from time to time without any prior notice. You may determine if any such revision has taken place by referring to the date on which this Notice was last updated. Your continued use of our services constitutes your acknowledgement and acceptance of such changes.

Effective Date: 1st August 2018

Last Revised: 23 August 2018

Trademark & Copyright Usage

Last Updated: July 31, 2018

This Ceito Trademark and Copyright Usage Agreement ("Agreement") sets out the legal terms governing your ability to use the Ceito name, logo, and other registered or unregistered Ceito trademarks and service marks owned by Ceito and its affiliates ("Ceito Marks") to let your customers know that Ceito ("we", "us", "our") provides services for your business. This Agreement supplements, and is governed by, your agreement with Ceito for the use of Services provided by Ceito ("Services Agreement"). Your Ceito Agreement is the Ceito Services Agreement, unless you and we agree to substitute a different agreement. Terms used but not defined in this Agreement, such as "Ceito" and "Services", have the meanings given in the Services Agreement.

You may not use any Ceito Marks without having agreed to abide by all of the terms and conditions in this Agreement, and unless you do so in accordance with this Agreement.

1. Permission to Use Ceito Marks

Ceito Marks are important assets of Ceito's business and are protected by Singapore and international laws. You are licensed to use the Ceito Marks as described in this Agreement on a non-exclusive, non-transferable basis on websites or applications that utilize the Services (as defined in the Services Agreement). However, your use is subject to the terms set out in this Agreement, and we may terminate your license via (i) our absolute ability to supervise, monitor, and revoke your license at any time and at our discretion, or (ii) your non-use or cancellation of the Services. Upon termination of the license, you agree to promptly remove any Ceito Marks from any websites or applications, or other material within a reasonable time.

2. Proper Use of Ceito Marks

Proper Use: You may only use the Ceito Marks on the portion of your website or application that directly relates to the Services. All Ceito Marks should directly link to our homepage at https://ceito.io. Where only the Ceito name or logo is used, as opposed to the "Powered by Ceito", we ask that you provide proper trademark attribution crediting ownership of the Ceito Marks to us, such as:

The Ceito name and logos are trademarks or service marks of Ceito Pte. Ltd. or its affiliates in Singapore and other countries. Other names may be trademarks of their respective owners.

Brand Guidelines: We may also provide you with style or usage guidelines describing such things as size, color, or relative placement of Ceito Marks. You may only use the Ceito Marks consistent with those guidelines except where we expressly agree otherwise with you in writing. You will update your use of the Ceito Marks to conform to changes in the guidelines within a reasonable time after we provide you notice of the change.

Attribution: The TM or SM Symbol should be prominently displayed in conjunction with any Ceito Mark being used, unless otherwise directed by us to use the ® symbol. All Ceito Marks used should directly hyperlink to the Ceito home page located at https://ceito.io.

3. Impermissible Uses of Ceito Marks

You may not display, copy, modify, transmit or otherwise use the Ceito Marks except as described in this Agreement, the guidelines, or otherwise agreed in writing by Ceito. You may not use the Ceito Marks to show Ceito or the Services in any disparaging or derogatory light, or in any way that may be damaging to our brand or to our interests in the Ceito Marks.

You may not use the Ceito Marks to imply endorsement by Ceito of your products or services, or in a manner that causes customer confusion. You may not misrepresent your relationship with Ceito, or use the Ceito Marks in any manner that is misleading. You may not use the Ceito Marks in relation to goods or services that are unrelated to the Services. In addition to any other right that we may have to enforce the terms of this Agreement, you must promptly comply with any request that we make for you to cease a use of the Ceito Marks that we determine is non-compliant with this paragraph.

In addition to protecting the Ceito Marks, it is important to us that you maintain an independent brand. Even where use of Ceito Marks is permitted, we suggest that you prominently use your own marks in a manner that makes your brand or any other descriptor of your goods/services clearly distinguishable from that of Ceito's. For example, "Foo Analytics for Ceito" or "Bar Analytics powered by Ceito" are acceptable and emphasize your brand; but "Ceito Analytics", "Ceito for Platforms", or "Ceitolytics" are unacceptable and emphasize the Ceito Marks. You may not use the Ceito Marks or any confusingly similar name or trademark with your product, service, company, or domain name. For instance, you may not use names like "Ceito Business Services", "Ceito for Platforms" or domains like "getceito.com."

4. No Warranties

As part of this Agreement, we do not make any representations regarding your use of Ceito Marks. We disclaim all warranties, express and implied, including any warranties of non-infringement.

5. Your Liability For Third-Party Claims

You will indemnify Ceito, its affiliates, and their respective employees and agents (each a "Ceito Entity") against any claim, suit, demand, loss, liability, damage, action, or proceeding (each, a "Claim") brought by a third party against a Ceito Entity that results from your impermissible use of any Ceito Marks, as described in Section 3 above, including any third party Claims based on trademark or copyright infringement, dilution, passing off, counterfeiting, or unfair competition. You will also responsible for, and will fully reimburse the Ceito Entities for, any liability incurred by the Ceito Entities in connection with such Claims.

You will fully cooperate with the Ceito Entities by providing reasonable assistance, authority, information, and resources where applicable, in order to assist with the defense of the Claims described in the previous paragraph. You recognize Ceito's authority to control any defenses or responses against any such Claims, and you agree to cooperate with any Ceito Entity that wishes to assert such authority.

6. Contacting Us

If you have any questions about this Agreement, please don't hesitate to contact us at contact@ceito.io.

7. Other Legal Provisions

Except as otherwise agreed upon in writing between you and us, this Agreement is the entire agreement between you and us regarding your use of the Ceito Marks. We may terminate this Agreement at any time upon notice to you. You may not transfer this Agreement to any third party. This Agreement is governed by the laws and dispute provisions specified in the Services Agreement, which are incorporated into this Agreement by reference. If any provision or portion of this Agreement is held to be invalid or unenforceable, then it will be reformed and interpreted to accomplish the objectives of such provision to the greatest extent possible, and all remaining provisions will continue in full force and effect.

Cookies and Similar Technologies

Last revised: 21 August 2018

Cookies are small text files that are stored in a computer’s web browser memory. They help website providers with things like understanding how people use a website, remembering a User’s login details, and storing website preferences. This page explains how we use cookies and other similar technologies to help us ensure that our Services function properly, prevent fraud and other harm, and analyse and improve the Services in accordance with our Data Protection Notice. Any capitalized term used and not otherwise defined below has the meaning assigned to it in the Data Protection Notice.

How We Use Cookies:

Cookies play an important role in helping us provide personal, effective and safe Services. We use cookies on our website. We change the cookies periodically as we improve or add to our Services, but we generally use cookies for the following purposes:

  1. 1. To Operate Our Services: Some cookies are essential to the operation of our website and Services. We use those cookies in a number of different ways, including:
    1. a. Authentication. We use cookies to remember Your login state so You don’t have to login as You navigate through our site and Your dashboard. For example, when You log into Your Ceito dashboard account, we use a cookie so that You don’t have to login again as You navigate throughout the website.
    2. b. Site Features and Services. We use cookies to remember how You prefer to use our Services so that You don’t have to reconfigure Your settings each time You log into Your account.
    3. c. Fraud Prevention and Detection. Cookies and similar technologies that we deploy through websites and the Services help us learn things about computers and web browsers used to access the Services. This information helps us monitor for and detect potentially harmful or illegal use of our Services.
  2. 2. To Analyse and Improve Our Services: Cookies help us understand how to make our website and Services work better for You. Cookies tell us how people reach our website and our Users’ websites and they give us insights into improvements or enhancements we need to make to our website and Services.

How We Use Other Technologies:

  1. 1. Third Party Analytics. We may use Google Analytics, which uses cookies and similar technologies, to collect and analyse information about use of the Services and report on activities and trends. This service may also collect information regarding the use of other websites, apps, and online resources. You can learn about Google’s practices on the Google website. Please refer to the table below for more on how we use third party analytics.
  2. 2. Pixel tags. Pixel tags (also known as web beacons and clear GIFs) may be used in connection with some Services to, among other things, track the actions of Users (such as email recipients), measure the success of our marketing campaigns and compile statistics about usage of the Services and response rates.

How To Manage Cookies

Your web browser may allow You to change Your cookie preferences, including to delete and disable Ceito cookies. Please consult the help section of Your web browser or follow the links below to understand Your options, but please note that if You choose to disable the cookies, some features of our website or Services may not operate as intended.

  1. 1. Chrome
  2. 2. Safari
  3. 3. Firefox
  4. 4. Explorer
  5. 5. Opera

Cookie Table

Cookies that we commonly use are listed below. This list is not exhaustive but describes the main reasons we typically set cookies.

Ceito Cookies

Cookie Name

Purpose

Persistent or Session

XSRF-TOKEN Prevents Cross-Site Request Forgery attacks Session
ceito_dashboard_session Provides a unique session identifier for authentication Session

Third Party Cookies

Cookie Name

Purpose

Persistent or Session

G_ENABLED_IDPS For Google Analytics Session
1P_JAR Used to gather website statistics and track conversion rates. Persistent
APISID, SID Used by Google to display personalized advertisements on Google sites, based on recent searches and previous interactions. Persistent
GMAIL_RTT Cookie that relates to Google services (such as Google Maps or Gmail). Persistent
HSID Enables Google to collect user information for videos hosted by YouTube. Persistent
NID, SAPISID, SSID Cookie related to the use of Google Maps Persistent
OGP, OGPC These cookies are used by Google to store user preferences and information when viewing pages with Google maps on them. Persistent
SIDCC A security cookie to protect a user’s data from unauthorized access. Persistent
OTZ Used by Google Analytics that provides an aggregate analysis of Website visitors. Persistent
_ga Used by Google Analytics and are used to keep a record of visitor statistics. Persistent